Feldman, Kleidman, Collins & Sappe LLP’s (FKC&S) 36-year-old client lives in Beacon, NY. In September 2024, she was walking home from work around 8:00 p.m. She was crossing New York State Route 9D in a crosswalk when she was struck by the defendant driver, who was clearly not paying attention. FKC&S’s client was propelled to the ground and suffered multiple fractures of her arm. She was taken by ambulance to the local hospital where she was treated and released.
Steven H. Cohen of FKC&S investigated the incident and ensured that the client was put in touch with the correct no-fault insurance carrier to cover her lost wages and medical bills. When a pedestrian is struck by a vehicle, the striking vehicle’s no-fault coverage is responsible.
No-fault insurance, or personal injury protection (PIP), is part of the minimum coverage that must be purchased to register a vehicle in New York State. This coverage is meant to pay for medical expenses, lost earnings and other necessary expenses for a driver or passenger injured in, or a pedestrian injured by, the policy-holder’s vehicle. All pedestrians injured by motor vehicles in New York are protected by no-fault. We dive deeper into PIP and other insurance requirements in this article: Drivers, Are You Properly Insured? It May Be Time to Audit Your Coverage.
Ultimately, FKC&S obtained a settlement for all of the available liability insurance within 60 days of the incident. If you or a loved one is injured due to someone else’s negligence on the road, call FKC&S’s expert team at (845) 897-5199 or contact us here for a free consultation.